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Christmas spending
With Christmas right around the corner, I thought this would be a great time to talk about Christmas spending. We are all familiar with the typical advice: review last year’s expenses, prepare a...
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Christmas Shopping
As I prepare to start my Christmas shopping, I look up in the top of my extra closet at all of the gifts of Christmas’s past, sitting there…waiting to be used. It reminds me of the “Island of Misfit...
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New Year’s Resolutions
With the new year approaching, we are all making New Year’s resolutions. Losing weight, controlling spending, improving relationships, all of these are worthy of our attention. However, with the...
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Budgeting Tips
So, you’ve decided to create a budget, but how do you get started? The first step is to determine your monthly income. This is fairly easy for those of us with a salary. It’s more difficult for...
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